Relationship Manager – SME (OG-II) at National Bank of Pakistan (NBP) 2026

About the Job

The National Bank of Pakistan (NBP), "The Nation's Bank," is seeking highly motivated, confident, and career-oriented individuals for the position of Relationship Manager – SME (OG-II) within the Inclusive Development Group. The ideal candidate will contribute to the bank's strategy of supporting national financial well-being, enabling sustainable economic growth, and driving inclusive development.

Job Details

• Company: National Bank of Pakistan (NBP)
• Position Title: Relationship Manager – SME (OG-II)
• Job Type: Contractual (03 years, renewable at management discretion)
• Department: Inclusive Development Group (IDG)
• Location: Multiple Cities, Pakistan (See list below)
• Application Deadline: June 19, 2026

Places of Posting

Applications are open for branches in the following locations across Pakistan:

• Abbottabad, Bannu, Faisalabad, Gujranwala, Gujrat, Hyderabad, Jhang, Jhelum, Karachi, Larkana, Mianwali, Mirpur Khas, Multan, Peshawar, Sahiwal, Sargodha, Sheikhupura, Sialkot, Sukkur, Swat, Vehari.

Note: Selected candidates will be required to serve at their initial place of posting for a minimum period of three years. No requests for transfer will be entertained during this time.

Eligibility Criteria

1. Education & Qualification

• Minimum Requirement: Graduation or equivalent from a local or international University / College / Institute recognized by the HEC of Pakistan.
• Preferred: Candidates possessing a Master's degree in business and/or professional certifications such as AIBP / JAIBP will be given preference.

2. Age Limit

• Maximum Age: 35 years (as on the last date of submission of application).

3. Experience

• Minimum Requirement: Minimum of 01 year of banking experience in Sales and/or Relationship Management.

Outline of Main Duties & Responsibilities

As a Relationship Manager – SME, your core responsibilities will include:

• Portfolio Growth: Identifying and acquiring new SME clients to grow the Bank's SME lending portfolio.
• Client Acquisition & Management: Developing and executing client acquisition strategies aligned with organizational goals. Managing and enhancing existing client relationships to ensure portfolio retention and growth.
• Credit & Financial Analysis: Analyzing financial statements and business models of SME clients to assess creditworthiness. Structuring and recommending appropriate financing solutions tailored to client needs (including working capital, trade finance, and term loans).
• Proposal & Compliance: Preparing comprehensive credit proposals in compliance with internal policies and regulatory guidelines. Ensuring credit facilities are approved within the risk appetite of the Bank.
• Risk Management: Monitoring accounts for early warning signals and taking proactive measures to mitigate risks. Regularly reviewing the financial health and performance of clients.
• Service Excellence: Collaborating with internal stakeholders to provide seamless client service. Conducting periodic client visits and providing updates on portfolio performance.
• Target Achievement: Achieving financial and non-financial targets, including revenue, portfolio growth, and client satisfaction. Contributing to the Bank's overall strategy by meeting Key Performance Indicators (KPIs).
• Compliance: Maintaining strict compliance with the Bank's policies, procedures, and regulatory requirements.
• Other Duties: Performing any other assignments assigned by the supervisor(s).

Other Knowledge & Competencies

• Ability to manage multiple tasks, prioritize work effectively, and meet assigned targets.
• Basic understanding of banking products and services, with exposure to Commercial and SME Banking.
• Good geographical knowledge of the assigned area and surrounding business markets.
• Sound knowledge of SBP Prudential Regulations and regulatory requirements related to Commercial & SME lending.
• Strong interpersonal, communication, and customer relationship management skills.
• Strong sales orientation with the ability to identify business opportunities and achieve assigned targets.
• Proficiency in Microsoft Office, including Microsoft Word, Microsoft PowerPoint, and Microsoft Excel.

Application and Selection Procedure

Interested and qualified candidates must apply online through the official partner portal.

How to Apply:

1. Visit the Sidat Hyder Careers Portal.
2. Complete all required fields on the Web Portal.
3. Upload your updated CV, CNIC, latest passport-size picture, Graduation and/or Masters educational documents (Mark sheet / Transcript), and Experience Letters (if any) in either Word or PDF format.

Important Guidelines:

• Deadline: Apply within 10 working days from the date of publication of the advertisement (Published June 7, 2026).
• File Restrictions: There should be one (1) attachment per tab. The file size must be less than 10MB per attachment.
• Accuracy: Information/applications received after the due date or incomplete/false in nature will result in rejection of the application.
• Testing: Shortlisted candidates will be required to appear for a mandatory assessment test. Further processing may include panel interviews.
• TA/DA: No TA/DA will be admissible for the assessment test / interview.
• Selection: Candidates will be evaluated strictly based on the defined eligibility criteria. The Bank reserves the right to reject or accept any applicant's suitability to fill the vacant positions.

National Bank of Pakistan is an equal opportunity employer and welcomes applications from all qualified individuals regardless of gender, religion, or disability.