Audit Team Member (OG-I) at Zarai Taraqiati Bank Limited (ZTBL) Islamabad 2026

About the Job

Zarai Taraqiati Bank Limited (ZTBL), a AAA-rated specialized financial institution with over 500 branches across Pakistan, is recruiting 10 Audit Team Members (OG-I) to strengthen its internal audit function. These positions offer a significant opportunity for banking professionals with audit experience to join a premier government-backed agricultural bank and contribute to its compliance, risk management, and governance objectives.

Job Details

• Organization: Zarai Taraqiati Bank Limited (ZTBL)
• Position: Audit Team Member
• Grade: OG-I
• No. of Positions: 10
• Location: Islamabad (Head Office) / Field
• Maximum Age Limit: 40 years as on closing date
• Salary: Market Competitive
• Last Date to Apply: June 28, 2026

Key Responsibilities

• Conduct audits of departments at Head Office and branches in line with applicable rules, regulations, policies, and procedures
• Objectively review the adequacy and sufficiency of strategies, policies, procedures, internal controls, and business plans
• Ensure that operational, compliance, and financial risks are properly assessed, identified, categorized, addressed, and managed
• Ensure that risk management, governance, and internal controls processes are effectively implemented throughout the bank
• Encompass all activities and operations of departments/units as per rules/guidelines/manuals set out by management
• Ensure statutory compliance with all applicable laws

Eligibility Criteria

Education

• Minimum Bachelor's degree from HEC recognized Institute/University (National/International)

Experience

• Minimum 5 years of experience in Bank/Financial Institutions
• Preference for candidates with good understanding of banking processes, policies, and procedures
• Skills in preparation of Audit Program, Planning & Execution, Risk Rating, and identification of GAPs with SBP/Banking Policies

General Eligibility

• Maximum age limit: 40 years as on closing date
• ZTBL is an equal opportunity employer — females and PWDs are encouraged to apply
• Applicants dismissed/removed/terminated on disciplinary grounds are not eligible
• No TA/DA will be admissible for interviews

How to Apply

• Apply online at: https://www.ztbl.com.pk/jobs
• Last Date: June 28, 2026
• For queries: Head (Recruitment & Selection), ZTBL Head Office, Islamabad | 051-9252724

Expert Tips

• Branch audit experience is a strong differentiator for this role. ZTBL has 500+ branches primarily in agricultural and rural areas. Candidates who have conducted branch-level audits — particularly in agricultural lending, credit disbursement, or rural banking — will be viewed far more favorably than those with only head office experience.
• SBP GAP identification must be demonstrated, not just claimed. The ad specifically asks for skills in identifying GAPs with SBP policies. In your CV, mention specific SBP regulations you have assessed compliance against (e.g., BPRD Circulars, Prudential Regulations, AML/CFT requirements) and the types of gaps you identified during audits.
• Audit program preparation is a shortlisting filter. Candidates who have independently prepared audit programs — defining scope, objectives, testing procedures, and sampling criteria — will be shortlisted ahead of those who only executed programs designed by others. If you have prepared audit programs, state this explicitly with the audit areas covered.
• Risk rating experience should be supported with the rating methodology used. Whether you used a High/Medium/Low model, a numerical risk matrix, or a bank-specific framework, mention the methodology by name and how risk ratings influenced your audit scope and report conclusions.