Senior Auditor Audit Team Lead (AVP-I/AVP) at Zarai Taraqiati Bank Limited (ZTBL) Islamabad 2026

About the Job

Zarai Taraqiati Bank Limited (ZTBL), a AAA-rated specialized financial institution with a wide network of over 500 branches across Pakistan, is inviting applications for the position of Senior Auditor / Audit Team Lead (AVP-I/AVP). This is a senior internal audit leadership role responsible for planning, executing, and reporting on audit assignments at both Head Office and field level.

Job Details

• Organization: Zarai Taraqiati Bank Limited (ZTBL)
• Position: Senior Auditor / Audit Team Lead
• Grade: AVP-I / AVP
• No. of Positions: 03
• Location: Islamabad (Head Office)
• Maximum Age Limit: 45 years as on closing date
• Salary: Market Competitive
• Last Date to Apply: June 28, 2026

Key Responsibilities

• Lead and execute internal audit assignments at Head Office and field level
• Conduct audits in line with internal policies, procedures, and regulatory requirements
• Draft clear, concise, and well-structured audit reports
• Review audit observations and develop practical recommendations
• Assess compliance with SBP instructions, banking laws, and internal policies
• Identify control gaps, risk areas, and procedural weaknesses
• Evaluate operational, financial, and compliance risks during audit execution
• Review the adequacy of internal controls, governance, and risk management practices
• Ensure audit findings are properly supported with evidence and documented professionally
• Contribute to the improvement and updating of audit manuals and procedures

Eligibility Criteria

Education

• Minimum Bachelor's degree from HEC recognized Institute/University (National/International)

Experience

• Minimum 8 years of experience in Bank/Financial Institutions
• Preference for candidates with good understanding of banking processes, policies, and procedures
• Skills in preparation of Audit Program, Planning & Execution, Risk Rating, and identification of GAPs with SBP/Banking Policies

General Eligibility

• Maximum age limit: 45 years as on closing date
• ZTBL is an equal opportunity employer — females and PWDs are encouraged to apply
• Applicants dismissed/removed/terminated on disciplinary grounds are not eligible
• Applicants convicted by any court of law are not eligible
• No TA/DA will be admissible for interviews

How to Apply

• Apply online at: https://www.ztbl.com.pk/jobs
• Last Date: June 28, 2026
• For queries: Head (Recruitment & Selection), ZTBL Head Office, Islamabad | 051-9252724

Expert Tips

• SBP compliance knowledge is the primary shortlisting filter. ZTBL's internal audit function reports on SBP regulatory compliance. Candidates who can demonstrate hands-on experience identifying GAPs against SBP instructions — and have written audit observations citing specific SBP circulars — will be prioritized over those with generic audit backgrounds.
• Audit report writing quality matters at this grade. AVP-level audit positions at banks require polished, evidence-backed reports. In your CV, mention the types of audits you have led, the departments covered, and whether your reports were presented to senior management or audit committees.
• Risk rating and audit program preparation must be explicitly stated. The ad specifically calls out these skills. Do not assume they are implied by your experience — name them directly in your CV summary and in your cover letter with specific examples.
• Field audit experience across branches strengthens your candidacy. ZTBL has 500+ branches. Candidates who have experience auditing branch operations, agricultural lending, or field-level banking will stand out significantly over head-office-only auditors.